Legal - Terms and Conditions

Effective August 6, 2026

These terms govern your use of this website, operated by First Financial Capital under CA DRE No. 01523939. By using the site you agree to them. If you do not agree, please do not use the site.

No offer, commitment, or advice

Nothing on this website is an offer to lend, a commitment to lend, or an approval of any loan. Loan terms, rates, structures, and timelines described here are illustrative. Every transaction is underwritten individually and is subject to due diligence, credit approval, third-party reports, and executed documentation. A binding commitment exists only in a signed writing from an authorised officer of the company.

Nothing here is legal, tax, accounting, investment, or appraisal advice. Consult your own advisers before acting on anything you read on this site.

Funded transactions shown on this site

Closed transactions are published to illustrate the kind of financing we provide. Details are summarised, may be rounded, and may omit terms at the request of a borrower or partner. Past transactions do not indicate the terms available for any future transaction.

Submitting information to us

When you submit a loan enquiry or application you agree that the information you provide is accurate and complete to the best of your knowledge, and that you have the authority to provide it, including any information about third parties such as guarantors or partners. Do not submit information you are not permitted to share.

Submitting an enquiry does not create a lending relationship and does not obligate us to review, respond to, or act on it.

Acceptable use

You agree not to:

• use the site for any unlawful purpose or to submit false or fraudulent information
• attempt to gain unauthorised access to the site, its systems, or its data
• interfere with the operation of the site, including by automated scraping that degrades service
• copy, republish, or redistribute site content for commercial purposes without our written permission

Intellectual property

The content, design, logos, and marks on this site belong to First Financial Capital or its licensors and are protected by intellectual property law. You may view and print pages for your own reference. All other use requires our written permission.

Third-party links and services

This site links to and relies on third-party services. We do not control third-party sites and are not responsible for their content, terms, or privacy practices.

Disclaimer of warranties

The site and its content are provided "as is" and "as available", without warranties of any kind, whether express or implied, including any implied warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the site will be uninterrupted, secure, or error-free.

Limitation of liability

To the fullest extent permitted by law, we are not liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, revenue, data, or business opportunity, arising from your use of this site, even if we were advised of the possibility. Some jurisdictions do not allow certain limitations, so parts of this section may not apply to you.

Indemnity

You agree to indemnify and hold us harmless from claims, losses, and expenses, including reasonable legal fees, arising from your use of the site or your breach of these terms.

Governing law and disputes

These terms are governed by the laws of the State of California, without regard to its conflict-of-laws rules. You and we agree that the state and federal courts located in Los Angeles County, California have exclusive jurisdiction over any dispute arising from these terms or your use of the site.

Changes to the site and to these terms

We may change, suspend, or discontinue any part of the site at any time. We may also update these terms; the effective date at the top of this page tells you when the current version took effect. Continuing to use the site after a change means you accept the updated terms.

Severability

If any provision of these terms is found unenforceable, the remaining provisions stay in force.