Don’t Wait to Watch Your Business Grow
For real estate owners that have a clear vision about how they plan to expand their business with new property acquisitions, but currently lack the liquid capital necessary to fund their new endeavor, First Financial Capital is here to provide funding solutions. We are fully funded and ready to provide qualified, future-minded property owners with commercial real estate financing in Los Angeles of anywhere from one to 25 million dollars. These loans are available through either collateral or equity based lending, and can be negotiated as a one to three year term.
Many borrowers come to First Financial Capital for commercial mortgages in Los Angeles after being denied by a bank with overly stringent and short-sighted procedures for approving loans. These banks tend to deny loans in a way that is more reactionary than prudent, often overemphasizing factors such as credit scores or monthly revenue streams that may not tell the whole picture of a borrower’s ability to pay back the loan.
In addition to being much more amenable than most banks, First Financial Capital also offers our partners a variety of favorable loan terms. Depending on the size and scope of the loan, we can lend with either fixed or variable rates. Also, many borrowers benefit greatly from the fact that they only pay interest on the loan for the first year. Additionally, there is no prepayment penalty, allowing borrowers to pay back the loan early if they receive an influx of liquid capital sooner than expected. Especially if you need a loan exceeding one million dollars, there is no better lender than First Financial Capital for commercial real estate lending in Los Angeles.